$200B Mortgage Purchase: What It Means for Rates

The Trump administration recently announced plans to purchase $200 billion in mortgages through 2026. In this video, Sean Black breaks down what this initiative means for the housing market, including its potential impact on mortgage rates, home prices, and overall market stability. We explore why the government is stepping in, how this move differs from the day-to-day role of Fannie Mae and Freddie Mac, and what historical examples—like the 2008 financial crisis—can tell us about what may happen next. You’ll also learn why mortgage rates have already started to dip following the announcement and what that could mean for borrowers in the months ahead.